Privacy Policy

Last Updated: March 31, 2026

Introduction

Newish Technology Pvt. Ltd. ("we", "our", "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit app.newishtechnology.com (the "Platform") in compliance with the Digital Personal Data Protection Act (DPDPA) and other applicable Indian laws.

1. Information We Collect

Personal Identity Information: Name, Date of Birth, PAN, and Aadhaar (collected and masked as per UIDAI guidelines).
Contact Information: Email address, mobile number, and residential address.
Financial Data: Income details, employment history, and credit information fetched from bureaus.
Technical Data: IP address, browser type, device identifiers, and geolocation data for fraud prevention.

2. How We Use Your Information

To facilitate credit evaluation and loan application processing with partner banks/NBFCs.
To verify your identity and prevent fraudulent activities.
To provide personalized financial product recommendations.
To comply with statutory and regulatory requirements.

3. Data Sharing & Disclosure

We do not sell your personal data. We share your information only with:

Regulated Financial Institutions: Partner Banks and NBFCs to process your loan/credit card applications.
Credit Bureaus: To fetch your Credit Information Report (CIR) with your explicit consent.
Service Providers: Third-party vendors who assist in cloud hosting, analytics, and customer support under strict confidentiality.

4. Your Rights

Access and review your personal data.
Correct or update inaccurate information.
Withdraw consent for data processing (subject to legal or contractual restrictions).
Request the erasure of your data ("Right to be Forgotten").

5. Data Security

We implement industry-standard AES-256 encryption and Secure Socket Layer (SSL) technology to protect your data during transmission and storage.